Our Bank and Lending Law Services

Over the years, we’ve established a longstanding history of successful relationships with national and state banks, lending services, financing institutions, and
credit unions.

Commercial Lending

Modern-day lending standards are nothing short of difficult, and navigating these complicated processes may require legal counsel. To achieve your financing and business goals, our experienced lending attorneys can help guide you through — offering creative solutions and ingenuity every step of the way. We assist both lenders and borrowers — foreseeing challenges that may arise and providing actionable steps to achieve results. Our team is prepared to represent all of your commercial lending legal needs.

We’ve helped countless clients navigate these waters, including both state and national banks, finance companies, and credit unions. Our diverse experience is invaluable, helping our attorneys manage documentation and procedures specific to each loan transaction.

Bank & Lender Representation

We represent both banks and lenders in a wide range of legal matters. From foreclosures and replevin to general collection and recovery needs. As a bank or lender, legal issues are magnified by the incredible pressure and complexities that documentation and troubled loans present. Our team can assist in drafting any loan documentation, residential and commercial mortgages, and more. We offer sound legal advice and counsel for banks and lenders regarding loans in financial difficulty, restructuring, acquisition, dispositions, auctions, receiverships, and other creditor arrangements.

Our qualified attorneys can help coordinate lending agreements while protecting your interests in dealing with other banks on larger projects or matters. We’re also able to draft documents or advise on legal compliances regarding foreclosures, deed in lieu of foreclosures, short sales, and other methods of recovering collateralized property as a part of secured loans. We’re also able to assist in opening new bank branches or lending institutions — assisting with employment law matters and other liability concerns.

Collections

Unfortunately, not all commercial lending agreements work out — and some may default. If that’s the case, you’ll need sound bank and lending attorneys by your side to assist with the collections process. We’re here to protect our client’s interests and rights, implementing tried and true strategies to reduce any financial losses that may occur.

We have a longstanding history of success dealing with foreclosures, along with relinquished agreements, deeds in lieu of foreclosure, and helping our clients enforce forbearance deals.

Real Estate Foreclosure

From start to finish, our attorneys will be by your side throughout the entire real estate foreclosure process. Starting with the initial notices — all the way to when the redemption period expires, Cline Jensen P.A. will be by your side to assist with all areas of real estate foreclosure. Our attorneys are well-versed in the ever-changing and complex compliance standards that protect borrowers around the country.

We’re also able to help evaluate real estate short sale requests so that clients are able to differentiate between the cost of pursuing a foreclosure, owning a non-earning asset, and a transactional loss. We’re here to protect your interests throughout the real estate foreclosure process.

Loan Restructuring

Here at Cline Jensen P.A., we understand that some financial agreements may need changes in order to reach a feasible goal. Commercial loans can lead to unforeseen difficulties — but that doesn’t mean they cannot be saved. We’ll exhaust every possible avenue to negotiate restructured terms and agreements — ensuring that the transactions remain operable and that our clients remain protected.

Additional Services

We assist both national and state banks and lenders in Minnesota and nationwide, offering counsel and legal services for a wide range of financial institutions and credit unions. Whether you’re in need of loan documentation or advice on transactions — we can help.

Our attorneys are experienced and prepared to manage real estate mortgage financing, secured asset financing, and structured financing transactions — including but not limited to construction, conduit, and permanent financings, syndicated loans, lines of credit, new market’s tax credit transactions, inter-creditor arrangements, credit enhancement transactions, and bond financings.

We can also assist banks and lenders in recovery matters — including representation in bankruptcy and workout situations.